Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
Certification Provider: Insurance Licensing
Corresponding Certification: Pennsylvania Insurance Licencing (PAIN)
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Instant Download Insurance Licensing : PA-Title-Insurance-Agent Questions & Answers as PDF & Test Engine
Updated: Oct 14, 2026
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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: General Insurance Concepts | 15% | - Basic insurance principles - Contract law fundamentals - Risk and indemnity |
| Topic 2: Real Property Law | 25% | - Conveyance and recording statutes - Liens, encumbrances, and easements - Property rights and interests |
| Topic 3: Insurance Regulation | 25% | - Licensing requirements and procedures - Pennsylvania insurance statutes and regulations - Unfair trade practices and ethics |
| Topic 4: Real Estate Transactions & Settlement | 10% | - Disbursement and record-keeping - Escrow and closing procedures - Policy issuance and delivery |
| Topic 5: Title Insurance Principles | 25% | - Title search and examination procedures - Purpose and function of title insurance - Title commitments and policy forms - Exceptions and risk elimination |
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?
- A. license revocation
- B. a fine
- C. license suspension
- D. a jail sentence
Correct Answer: D 🗳️
Explanation: Only visible for ExamsLabs members. You can sign-up / login (it's free).
What requirements define which closing costs are allowable as charges to the borrower?
- A. RESPA
- B. State
- C. FHA
- D. ALTA
Correct Answer: C 🗳️
Explanation: Only visible for ExamsLabs members. You can sign-up / login (it's free).
A chain of title is best described as
- A. an historical record of liens on the property.
- B. an opinion of title provided by an attorney.
- C. a series of conveyances of public record.
- D. a grantor/grantee index.
Correct Answer: C 🗳️
Explanation: Only visible for ExamsLabs members. You can sign-up / login (it's free).
Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a
- A. judgment.
- B. covenant.
- C. standard exception.
- D. federal lien.
Correct Answer: C 🗳️
Explanation: Only visible for ExamsLabs members. You can sign-up / login (it's free).
A manufactured home can be insured if
- A. it is on the insured property and has a permanent foundation.
- B. it has a motor vehicle title and is located on the insured property.
- C. the motor vehicle title has been deactivated, it is affixed and assessed as real property.
- D. a mortgage has been filed describing the manufactured home.
Correct Answer: C 🗳️
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