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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

A) license revocation
B) a fine
C) license suspension
D) a jail sentence

2. What requirements define which closing costs are allowable as charges to the borrower?

A) RESPA
B) State
C) FHA
D) ALTA

3. A chain of title is best described as

A) an historical record of liens on the property.
B) an opinion of title provided by an attorney.
C) a series of conveyances of public record.
D) a grantor/grantee index.

4. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) judgment.
B) covenant.
C) standard exception.
D) federal lien.

5. A manufactured home can be insured if

A) it is on the insured property and has a permanent foundation.
B) it has a motor vehicle title and is located on the insured property.
C) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
D) a mortgage has been filed describing the manufactured home.

Solutions: