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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

Question 1

Which of the following is a branch of dentistry dealing with diseases of the supporting structures of the teeth?

A. Prosthodontics
B. Orthodontics
C. Periodontics
D. Endodontics

Question 2

If an insured policyowner has a catastrophic or life threatening illness, how much money is the policyowner entitled to get from his or her viatical settlement provider?

A. one and one eighth times the face value of the life insurance policy
B. less than the face value of the life insurance policy
C. one and a half times the face value of the life Insurance policy
D. the face value of the life insurance policy

Question 3

The insurance commissioner may issue a temporary license if the insurance commissioner deems, that the temporary license is necessary for the servicing of an - insurance business in which one of the following cases?

A. When a producer dies, a temporary license may be issued to those persons represented by the deceased as well as to inactive or limited business partners.
B. A temporary license may be issued to the surviving spouse of the licensed producer to allow adequate time for the sale of the business.
C. A temporary license may be issued to a person who failed the written insurance examination so long as the written examination is passed within 1 year.
D. A temporary license is automatically issued to the executor of a deceased licensed insurance producer

Question 4

The total premium paid by a life policy owner for one policy year is

A. less when paid quarterly than if paid semiannually.
B. based on the assumption that the insured will pay policy premiums at the end of the policy year in one payment; if paid earlier in the policy year, a discount will be allowed.
C. greater if the premium is paid semiannually rather than annually.
D. the same regardless of the frequency of payment.

Question 5

For Social Security purposes, a person with 40 quarters of coverage is considered

A. conditionally insured.
B. fully insured.
C. currently insured.
D. partially insured.

Solutions: