Exam Name: NV Accident and Health
Certification Provider: Insurance Licensing
Corresponding Certification: Nevada Insurance
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Instant Download Insurance Licensing : InsNV_Health02 Questions & Answers as PDF & Test Engine
Updated: Sep 30, 2026
No. of Questions: 132 Questions & Answers with Testing Engine
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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Nevada Statutes, Rules and Regulations | ~32% | - Nevada Health-Specific Regulations
|
| Accident and Health — General Knowledge | ~68% | - Social Insurance / Government Plans
|
Insurance Licensing NV Accident and Health Sample Questions:
Which Medicare part generally helps cover inpatient hospital care, skilled nursing facility care following a qualifying hospital stay, hospice care, and certain home health services?
- A. Medicare Part A
- B. Medicare Part D
- C. Medicare Part C
- D. Medicare Part B
Correct Answer: A 🗳️
Explanation: Only visible for ExamsLabs members. You can sign-up / login (it's free).
A policyowner names two children as beneficiaries "per stirpes." If one child dies before the insured but leaves children, how are that deceased child's share and the surviving child's share handled?
- A. The deceased child's descendants receive that child's share.
- B. The deceased child's share passes to the insurer.
- C. The surviving child receives all proceeds.
- D. The estate of the deceased child automatically receives all proceeds.
Correct Answer: A 🗳️
Explanation: Only visible for ExamsLabs members. You can sign-up / login (it's free).
Which of the following statements is CORRECT about the Medicaid program?
- A. The program is administered at the federal level.
- B. Participants must be at least 55 years of age.
- C. It is supplemented by Medicare for persons 62 years of age or older.
- D. It provides medical assistance for participants who are blind.
Correct Answer: D 🗳️
Explanation: Only visible for ExamsLabs members. You can sign-up / login (it's free).
Which of the following benefits are usually EXCLUDED or limited under a Long Term Care policy?
- A. Home health care
- B. Skilled nursing
- C. Addictive behavior rehabilitation
- D. Hospice care
Correct Answer: C 🗳️
Explanation: Only visible for ExamsLabs members. You can sign-up / login (it's free).
A life policy has been in force during the insured's lifetime for more than two years. Which circumstance may still permit the insurer to deny a claim under the policy's incontestability provision?
- A. A material misrepresentation unrelated to the policy
- B. A change in the insured's occupation after issue
- C. An innocent misstatement on the original application
- D. Nonpayment of premium
Correct Answer: D 🗳️
Explanation: Only visible for ExamsLabs members. You can sign-up / login (it's free).
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